Come learn from the Specialists at the Ricker Retire Smart Seminar. This seminar is designed to help those who are less than 7 years from retirement or who are in career transition. A complimentary homestyle dinner will be served. RSVP at 972-840-3764 or at www.rickerretirement.com. Securities offered through Securities America, Inc., Member FINRA/SIPC Sue Ricker, Registered Principal. Financial Planning and Advisory services offered through Securities America Advisors, Inc. Ricker Retirement is independent of Securities America, Inc. 12/08